We have prepared this section to help you better understand the complexities
of dental insurance; we realize how confusing it can be. To begin we
would like to highlight a misconception- dental insurance was not designed
to pay for all dental care. Most contracts have limits and/or various
degrees of co-payment.
All levels of payment by insurance companies, including allowed fees, usual
and customary, are governed by the premiums paid. They have nothing to
do with the actual charges. Our fees are based upon a combination of our
costs, our time, and our constant dedication to supplying our patients
with the highest quality dental care. The treatment recommended by our
office is never based on what your insurance company will pay; your treatment
should not be goverened by your insurance contract.
However, it should be
understood, that the dental insurance contract is between the insurance
company and the patient, whom bears the ultimate